Secure Your Family, Build Wealth, and Plan for Life's Uncertainties
We simplify insurance so you can protect your family, grow your wealth, and enjoy peace of mind, with the most reliable and value-driven policies from trusted underwriters in Ghana.
Over 300 policyholders already protected!
Insurance Does Not Have To Be Complex
Petra Helps You Navigate Insurance with Confidence
Petra helps you:
Understand what you're buying
Handle all documentation
Get onboarded without stress
Get support even after you buy
Ready to Protect what Matters Most?
Your Protection Starts Here.
Pick The Insurance Plan That Works For You
PruWealth Plan
Wealth + Protection
Build wealth while you get life cover
Pays full sum assured at maturity
Family protected if you pass
Optional Spouse Cover
Term: 5-15 years
Entry Age: Up to 55 years
Ultimate Premier Farewell Plan (UPFP)
Funeral + Legacy Cover
Covers up to 10 family members
Flexible Coverage: Sum Assured from GHS 20,000 - GHS 100,000
Never lapses after Year 1
Loyalty Reward: Refund 15% every 3 years if no claims occur
Why Hundreds of Ghanaians Trust Petra
Choosing insurance is about trust and Petra earns yours through clarity, credibility, and care.
Trusted Partnerships
We only distribute rigorously vetted policies from reputable underwriters, so you don’t have to worry about product quality or credibility.
Advocate
From choosing the right cover to claims support, we represent your interests, and not just the insurer's.
Long-Term Relationship
We stay with you through policy reviews, renewal reminders, and claims, for the entire life of your policy.
Human Advice
Technology makes access easy, but our advisors make sure you actually understand what you're buying and why.
How It Works
Getting insured through Petra is straightforward, transparent, and fast:
1
Consultation
Speak with an advisor to assess your needs or download the Achieve by Petra app.
2
Documentation
Provide National ID, biodata, list of lives to cover, beneficiaries, trustee details, bank details, and a direct debit mandate.
3
Submission
Petra submits your application to the underwriter.
4
Approval & Payment
Receive confirmation within 7 working days. Pay your first premium via bank transfer to Petra or set up direct debit with Prudential.
5
Activation
Once payment is confirmed, your policy becomes active and your protection begins.
We manage the process so you don't have to. Start your journey in minutes.
FAQs
Once all required documents are submitted to the underwriter (including claim form, policy document, and valid ID), processing typically takes 5–10 working days. Petra follows up to ensure timely resolution.
Yes. With the PruWealth Plan, you receive a full maturity benefit at term end. The Ultimate Premier Farewell Plan refunds 15% of premiums every 3 years if no claims occur.
For the Ultimate Premier Farewell Plan, policies beyond Year 1 never lapse (cancel), benefits are simply pro-rated at claim time. For PruWealth, missing 4 consecutive months causes lapse (cancellation), but you can reinstate within 36 months by paying arrears plus interest.
No. Petra is a licensed insurance agent. Currently, all available policies are underwritten by Prudential Life Assurance Ghana. Petra provides advisory, sales, and post-sale support services.
Yes. You can apply through the Achieve by Petra app or speak directly with an advisor, whichever suits your comfort level.
For the PruWealth Plan, sums assured above GHS 500,000 require a medical exam (covered by Prudential). Declarations of good health suffice for lower amounts.
Don't Wait for Tomorrow to Protect Today
Join over 300 Ghanaians who have already secured their lives, families, and future with Petra
Contact Us
Ultimate Premier Farewell Plan - Funeral & Legacy Support
A long-term insurance plan underwritten by Prudential Life Assurance Ghana.
This unique plan covers up to 10 lives—including you, your spouse, children, parents, and in-laws—with a single policy. Key features include:
Flexible Coverage: Choose Sum Assured from GHS 20,000 to GHS 100,000.
Never Lapse Feature: Even if you miss premiums after Year 1, your claim is pro-rated—not voided.
Waiver of Premium: Premiums stop if you pass away or reach age 60.
Grocery & Airtime Vouchers: 1% of death benefit monthly for 3 months + GHS 100 airtime on any covered death.
Return of Premium: Full refund of premiums (less policy fee) if a covered life dies during the waiting period.
Loyalty Reward: 15% of total premiums refunded every 3 years if no claims occur
Coverage for children ends at age 25; all others remain protected up to age 120.
PruWealth Plan — Build Wealth While Protecting Your Family
A long-term savings and life insurance plan underwritten by Prudential Life Assurance Ghana.
The PruWealth Plan is a long-term endowment policy that combines life protection with disciplined savings.
Ideal for forward-thinking professionals, it offers:
Death Benefit: Full Sum Assured paid to beneficiaries (minimum GHS 100,000)
Total Permanent Disability (TPD) Benefit: Partial or full payout based on disability severity.
Family Income Benefit: 10% of Sum Assured paid annually to your family if you pass away during the policy term.
Accidental Death Benefit: Double the Sum Assured, no waiting period applies.
Maturity Benefit: Receive your Sum Assured at the end of the term.
No Claim Bonus: Enjoy a free 5-year extended life cover if no claims are made.
Optional Spouse Cover & Benefit Escalator to adjust for inflation
Speak to a Petra Advisor